Paste Applicator
What Questions are not Allowed on a Rental Application?
A rental application form is necessary when planning to lease a real estate property whether it’s a home or an apartment. This document, which is required by law, enables a landlord to gather important information from a potential tenant based on his or her past history and current financial situation. It is, therefore, vital for landlords to ask the proper questions in the application form to gather sufficient and accurate data.
Landlords only want good tenants as much as possible and this rental application form serves as some sort of protection for them and their property. They just want to make sure that they’re dealing with honest and professional people who won’t destroy their property and cost them money.
A typical rental application form normally includes the basics such as the name, address and social security number of the prospective tenant. Along with these, other questions that should be on the form are on the renter’s financial and employment background such as his income, bank account and length of stay in his current job.
Individuals who often change jobs and have gaps in their employment history may not be financially stable. However, that should not be your sole basis because you can always check his bank account information. All this available information will give you a good idea as to the applicant’s financial capability when it comes to paying his monthly rent during the entire rental period, say, for one year.
Some people feel that the bank account information should not be asked as it’s a personal matter. However, the others also believe that there’s actually nothing wrong with such question. They say that if you’re not hiding anything, a potential tenant should be willing to provide the data.
As a major consideration in renting a property is money, landlords can always ask more questions on an individual’s financial status. Other areas that can be evaluated are on financial obligations such as credit cards, loans and debts.
Find out if the applicant pays his credit card bills on time and if he or she has substantial credit card debt. A landlord may also ask whether any bankruptcy has declared in the past, whether they had a property foreclosed or whether they experienced late payment of rent in the past year. As for loans and balances, you ask for the number of outstanding loans and the amount.
A credit check will also prove useful after asking those financial questions. However, keep in mind that although a person has a good credit rating, it does not necessarily follow that he or she has sufficient personal funds.
It’s best that landlords inform their potential tenants beforehand that their past history will not be a major basis in refusing them the home or apartment. But it would be considered along with the other data provided.
More personal information may be difficult to gather. Of course, the rights of any applicant should be respected and so questions that may be biased or prejudicial must be avoided. Landlords must not discriminate at all. Just make sure that your prospective renters have read and understood your rental policies and will follow them to the letter. Make sure you thoroughly read the filled out rental application form.
About the Author
This article is brought to you by LegalHomeForms.com. Download a rental application form today by visiting http://www.legalhomeforms.com/rental-application.htm
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